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Health Insurance Blog - Healthcare.gov

Auto-enrollment isn’t your best option: Update and compare by December 15

If you had Marketplace health insurance in 2017, you can renew, change or update your plan for next year until December 15, 2017. That’s about a month away. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.

Image: {Auto-enrollment isn’t your best option: Update and compare by Dec. 15}

Update & compare, even if you want to keep the same plan for 2018

Even if you want to keep your same plan for 2018, make sure you it's your best option — log in and update your information by December 15, 2017:

  • New plans may be available this year.
  • Costs and coverage could change in your current plan.
  • If you don't update your application, your financial assistance may be incorrect. You could pay too much for your monthly premium or use more advance payments of the premium tax credit than you qualify for.

Ready to update your application for 2018?

  • Log in and select your 2018 application. It'll be pre-filled with your 2017 information, so you only need to update what's changing.
  • Update any expected income and household changes for 2018.
  • Continue with your 2018 enrollment.


POSTED NOVEMBER 16, 2017
Learn about your costs for 2018 Marketplace insurance

You can enroll in or change 2018 Marketplace health insurance right now. The 2018 Open Enrollment Period runs until December 15, 2017. Before you apply, get a quick idea of your costs.

Image: {2018 Marketplace Health Insurance Costs}

What you pay for insurance depends on your income

For more information on costs

Ready to apply?

  • First time using HealthCare.gov? Create an account now.
  • Have 2017 Marketplace insurance? Log in now to update your application and compare plans for 2018.
  • Want to see plans first? Preview 2018 plans with price estimates based on your income before you log in.


POSTED NOVEMBER 09, 2017
Open Enrollment for 2018 Marketplace health insurance starts today

The Health Insurance Marketplace is open for business. Starting today, you can apply for new 2018 health insurance — or you can renew, change or update your current health plan for 2018.

Image: Open Enrollment for 2018 Marketplace health insurance starts today

Important dates

November 1, 2017: Open Enrollment starts: first day to enroll, re-enroll or change a 2018 insurance plan through the Health Insurance Marketplace

December 15, 2017: Last day to enroll in or change plans for 2018 coverage. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.

January 1, 2018: 2018 coverage starts, if you’ve paid your premium

Get started

• First time using HealthCare.gov? Create an account now.

• Have 2017 Marketplace insurance? Log in now to update your application and compare plans for 2018.

• Want to see plans first? Preview 2018 plans, with price estimates based on your income, before logging in.



POSTED NOVEMBER 01, 2017
Coming soon: Changes to the Small Business Health Options Program (SHOP) for 2018

It’s that time of year again, when you may be starting to think about your small business’ health insurance options for 2018. For plans starting January 1, 2018, the Small Business Health Options Program (SHOP) will offer some new features that’ll impact how you enroll and manage your coverage.

Image: {2018 Changes to SHOP}

What’s new for small business owners

  • For plans starting on or after January 1, 2018, you’ll enroll with your insurance company, or with the assistance of an agent or broker.
  • You’ll no longer use HealthCare.gov to select and enroll in plans, or manage coverage and pay premiums. See SHOP plans and prices in your area.

What’s staying the same



POSTED NOVEMBER 01, 2017
Mark 2018 Open Enrollment dates & deadlines on your calendar

Open Enrollment for 2018 health coverage is less than 1 week away! Mark these key dates on your calendar so you don't miss the deadline to enroll. The Open Enrollment Period is shorter than in past years, so it's important to be ready.

Image: {Key 2018 Open Enrollment dates}

Get deadline reminders

Sign up for email or text updates and reminders. Visit the HealthCare.gov homepage, enter your email address under "Get important news & updates," and click "Sign up."



POSTED OCTOBER 26, 2017
Preview 2018 plans & prices now!

2018 Open Enrollment runs November 1 – December 15, 2017. To get a head start, you can preview 2018 plans with personalized price estimates right now.

Image: {Preview 2018 plans}

Answer a few brief questions about your estimated 2018 income and household to see available health insurance plans and estimated prices. You’ll see exact prices when you fill out or update your Marketplace application starting November 1.

More on 2018 Open Enrollment & plan shopping



POSTED OCTOBER 25, 2017
New to HealthCare.gov? 3 things you should know

If you haven't applied for insurance on HealthCare.gov before, here are three things to know about the Health Insurance Marketplace:

Image: {3 things to know about Marketplace insurance}

3 Marketplace health insurance tips

  • Open Enrollment for 2018 health insurance runs from November 1 through December 15, 2017. Plans joined during Open Enrollment start January 1, 2018. There are a few things you can do now to get ready.
  • See if your income is in the range to save before you apply. Select your household size and state to see if you may qualify for savings.
  • Marketplace plans must cover a set of preventive services — like shots and screening tests — at no cost to you. Essential health benefits are minimum requirements for all Marketplace plans.

Get more fast Marketplace tips.



POSTED OCTOBER 12, 2017
Open Enrollment is almost here & there’s a new deadline to enroll

Open Enrollment for 2018 Marketplace health insurance is just a few weeks away. Here are some important dates to remember:

Image: {Open Enrollment is almost here}

  • The 2018 Open Enrollment Period runs from November 1 to December 15, 2017. This means you have six weeks to enroll in or renew a plan.
  • Plans joined during Open Enrollment start January 1, 2018.

Get ready today for November 1

  • Use this simple checklist (PDF) to gather documents you’ll need.
  • Get a quick Marketplace overview with these Marketplace tips.
  • 2018 health plans and prices will be available to preview shortly before Open Enrollment starts. Check back soon.


POSTED OCTOBER 05, 2017
Get ready for 2018 Open Enrollment

Open Enrollment for 2018 health insurance is right around the corner! Starting November 1, you can enroll, re-enroll, or change plans for 2018 through the Health Insurance Marketplace. Here's what you can do now to make the application process quicker and easier:

Image: {Get ready for 2018 Open Enrollment}

5 tips to get ready for 2018 Marketplace insurance



POSTED SEPTEMBER 28, 2017
Don't delay: Get your free flu shot this fall

Did you know the Centers for Disease Control and Prevention (CDC) recommends everyone 6 months and older get an annual flu shot by the end of October? If you have Marketplace health insurance, your flu shot is free from a provider in your plan's network. Here are 3 more reasons you should get the flu shot:

Image: {Get your free flu shot this fall}

3 reasons to get the flu shot

  • It helps keep your family and friends healthy: In addition to keeping you healthy, getting vaccinated yourself helps protect people around you, especially those who are more prone to getting sick, like babies, children, and older people.
  • It's a small step to better health and well-being: By protecting yourself from the flu, you may have fewer doctor's visits and miss less work or school.
  • Nobody likes being sick: The flu shot can help protect against unpleasant side effects of the flu, including fever, chills, and fatigue.

Get more information on the 2018 flu season from the CDC.



POSTED SEPTEMBER 21, 2017

News – Insurance Journal

Oklahoma Woman Awarded $1M in Transgender Discrimination Lawsuit
A federal jury has awarded a transgender woman more than $1 million after finding Southeastern Oklahoma State University discriminated against her and wrongfully denied her tenure. The Oklahoman newspaper reports jurors sided with former English professor Rachel Tudor on Monday. …

POSTED NOVEMBER 22, 2017 5:29 PM
Best Agencies to Work For Midwest: R&R Insurance — Bronze
Investing in Growth and Community, Sharing Success From leadership style, to growth in a sluggish economy, to profit sharing, to career opportunities, to doing the right thing for customers, and more, employees of R&R Insurance Services in Waukesha, Wisconsin, say …

POSTED NOVEMBER 22, 2017 5:24 PM
Best Agencies to Work For South Central: Garrett Insurance Agency – Bronze
A Century Young and Still Going Strong A family-owned insurance agency doesn’t make it to 100 years and counting without doing a lot of things right, and the fact that Garrett Insurance Agency (GIA) in Kerrville, Texas, celebrates a century …

POSTED NOVEMBER 22, 2017 5:22 PM
Some Businesses in Dickinson, Texas, Still Recovering from Harvey
Some Dickinson business owners are getting back on their feet — or trying — after flooding from Hurricane Harvey swamped more than 80 shops, restaurants and offices. The Galveston County Daily News reports Keith Lilley, owner of two popular Dickinson …

POSTED NOVEMBER 22, 2017 5:18 PM
NTSB Cites Broken Rail in 2015 Derailment in South Dakota; BNSF Says Changes Made
The National Transportation Safety Board has determined a broken rail probably caused the derailment of a train carrying ethanol two years ago in South Dakota. The NTSB report says BNSF Railway’s decision to defer track maintenance and operate trains carrying …

POSTED NOVEMBER 22, 2017 5:14 PM
Wisconsin Corn Milling Plant Fined over $1.8M After Fatal Grain Dust Explosion
The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) has proposed $1,837,861 in fines against Didion Milling Inc. in Cambria, Wisconsin, following a May 31, 2017, explosion that killed five workers and injured 12 others, including a 21-year-old …

POSTED NOVEMBER 22, 2017 5:11 PM
Commercial Insurance Rate Decreases Slowing Globally: Marsh
Average global insurance rates decreased for the 18th consecutive quarter, although the rate of decline slowed in the third quarter (down 1.6 percent) as compared to the prior quarter (down 2.2 percent), according to broker Marsh’s Global Insurance Market Index …

POSTED NOVEMBER 22, 2017 4:10 PM
Insurance Journal Seeks Industry Charity Stories for 2017
Insurance Journal’s Charity Issue will highlight some of the many charitable tales in insurance. Share your firm’s story on how you support the community. Enter your photos and a brief description of the event here. Deadline for inclusion is December …

POSTED NOVEMBER 22, 2017 3:52 PM
California Policyholders Have 24 Months to Collect Wildfire Insurance Money
California’s insurance commissioner says homeowners who lost their homes in last month’s wildfires in Northern California have up to 24 months to collect insurance payments. Dave Jones said this week some out-of-state insurance adjusters brought in by companies to help …

POSTED NOVEMBER 22, 2017 3:48 PM
Another Settlement Reached in Berkeley Balcony Collapse Lawsuit
Another lawsuit settlement has been reached over a 2015 balcony collapse in Berkeley, Calif. that killed six college students and injured seven other people. A lawyer for victims and families of the dead announced this week that a partial settlement …

POSTED NOVEMBER 22, 2017 3:42 PM

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