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What to do if Form 1095-A is wrong

You should have already received Form 1095-A in the mail. This form may also be available online in your Marketplace account. Before you file your 2017 taxes, make sure your Form 1095-A is accurate. Don’t file 2017 taxes until you have a correct 1095-A. If it has errors, contact the Marketplace Call Center, and you’ll be sent a corrected Form 1095-A.

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How to check Form 1095-A for accuracy

  • Verify basic information about your health plan and household members on Parts I and II of the form.
  • Make sure the premium for the second lowest-cost Silver plan (SLCSP) is correct. See how to check your SLCSP.
  • If it’s not, you’ll use our tax tool to get your SLCSP.

Get more information on using Form 1095-A.

Already filed with an incorrect form?

You may need to file an amended return using the information on your corrected 1095-A. Learn about amending returns from the IRS.

2017 Tax Help: Get step-by-step instructions & tax forms

Whether you got 2017 health coverage through the Marketplace, Medicare, your job, or another source, you must report your 2017 health coverage status to the IRS when you file your taxes. The form you’ll use will depend on how you got your health coverage.

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For example, if you had 2017 Marketplace coverage, you’ll use Form 1095-A, Health Insurance Marketplace Statement, to "reconcile" your taxes.

{% box %} IMPORTANT: Don't file your 2017 taxes until you have an accurate 1095-A

See errors? Contact the Marketplace Call Center. {% endbox %}

Get instructions & tax forms

For specific forms and step-by-step instructions, choose the situation that best applies to you to learn about health coverage and your 2017 federal taxes.

Get tax help from the IRS

Had 2017 Marketplace coverage? Look for Form 1095-A

If anyone in your household had Marketplace coverage in 2017, you can expect to get a Form 1095-A, Health Insurance Marketplace Statement, in the mail by mid-February. It comes from the Marketplace, not the IRS. Store this form with your important tax information. You'll use it to fill out Form 8962, Premium Tax Credit, and "reconcile" any Marketplace premium tax credit you got in 2017.

Image: {Look for Form 1095-A}

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See errors? Contact the Marketplace Call Center. {% endbox %}

This form may also be available online in your account.

How to find Form 1095-A online

Get screen-by-screen directions, with pictures (PDF), or follow the steps below:

  1. Log in to your account.
  2. Click the green "Start a new application or update an existing one" button.
  3. Click your name in the top right and select "My applications & coverage" from the dropdown.
  4. Under "Your existing applications," select your 2017 application — not your 2018 application. Your 2017 application can be found below your 2018 application.
  5. Select “Tax forms” from the menu on the left.
  6. Download all 1095-As shown on the screen.

Didn't get Form 1095-A? If you didn't get this form in the mail and you can't find it in your Marketplace account, contact the Marketplace Call Center.

How to use Form 1095-A

Learn how to use your 1095-A.

Get ready to file 2017 taxes with 3 tips

You must report information about your 2017 health coverage when you file your 2017 taxes. If you had Marketplace health insurance in 2017, check out these 3 tips:

Image: {Get ready to file 2017 taxes with these tips}

Watch for Form 1095-A

Make sure your Form 1095-A is correct

Get help, step-by-step instructions & tax forms

Important: Keep your 2018 information current

If you're enrolled in a 2018 Marketplace plan and your income or household changes, update your Marketplace application as soon as possible. Changes in income and household may impact your health coverage and cost savings.

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Why report changes to the Marketplace?

  • Changes like higher or lower income, adding or losing household members, or getting offers of other health coverage may affect the coverage or savings you’re eligible for.
  • For example, if your income estimate goes down or you gain a household member, you may qualify for more savings than you’re getting now.
  • On the other hand, if your income estimate goes up or you lose a household member, you could owe money when you file your federal tax return.

How to update your Marketplace application

Learn more about reporting income and household changes after you're enrolled.

No 2018 health insurance? See if you can still get coverage

If you didn’t enroll in Marketplace health insurance during the 2018 Open Enrollment Period, you may still be able to get coverage two ways:

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If you qualify for a Special Enrollment Period

Through Medicaid or the Children’s Health Insurance Program (CHIP)

  • Medicaid and CHIP provide free or low-cost health coverage to millions of Americans, including some low-income people, families and children, pregnant women, the elderly, and people with disabilities.
  • If you’re eligible, your coverage can start right away, any time of year.
  • Learn how to apply for Medicaid and CHIP.

Take advantage of free preventive services in 2018

Ring in the new year by taking advantage of the free preventive services covered by your Marketplace health insurance! Most Marketplace health plans cover a set of preventive services — like flu shots and screening tests — at no cost to you.

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What preventive services are covered?

Remember to stay in your plan's network

  • Visiting an "in-network" provider usually means you’ll have lower out-of-pocket costs.
  • Preventive services are free only when delivered by a doctor or other provider in your plan’s network.
  • Visit your health plan’s website and view their provider directory for a list of the doctors, hospitals, and other health care providers that your plan contracts with.

Learn more about what’s covered by Marketplace insurance.

Don’t forget to pay your premium to activate your coverage

Now that you enrolled in Marketplace insurance for 2018, don’t forget to pay your monthly premium directly to your health insurance company, not to the Health Insurance Marketplace. Your coverage won’t start until you do.

Insurance companies handle premium payments differently. Follow your insurer’s instructions about how and when to make your premium payment.

You may be able to pay online

Follow these steps to pay at

  1. Log in to your Marketplace account.
  2. Select "Start a new application or update an existing one."
  3. Click your name in the top right, and select "My applications & coverage." Choose your 2018 application under "Your existing applications."
  4. Click the blue button "Pay your first premium."

    Image: {Pay first premium online}

  5. If online payment is available, choose the green button "Pay for health plan now" to go to your insurance company’s website to pay.

Note: If your health insurance company doesn’t accept online payment, they should have contacted you with next steps. Reach out to them if you haven’t received details on how to pay or aren’t sure that you paid. For their phone number, check out your plan brochure or go to their website.

Learn more about completing your enrollment.

Open Enrollment is over, but you may still have coverage options!

The deadline to enroll in or change a 2018 Marketplace plan has passed. But you may still be able to enroll in 2018 health insurance if you qualify for a Special Enrollment Period, or get health coverage through Medicaid or the Children’s Health Insurance Program (CHIP).

Image: {2018 insurance options outside Open Enrollment}

Apply with a Special Enrollment Period

  • If you experience certain life changes — like losing health coverage, getting married, or having a baby — you may still be able to enroll in a 2018 Marketplace plan through a Special Enrollment Period.
  • Learn more about the life changes that may make you eligible.

Getting covered with Medicaid or CHIP

Answer a few fast questions to see if you qualify for a Special Enrollment Period, or Medicaid or CHIP.

You have until December 15 to sign up for 2018 health coverage

Only a few days remain before the final December 15 deadline to enroll in 2018 Marketplace health insurance. If you miss the deadline, you may have to wait another year to sign up (unless you qualify for a Special Enrollment Period).

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Don’t miss the deadline & act now

  • First time using Create an account now.
  • Have 2017 Marketplace insurance? Log in now to update your application and compare plans for 2018.
  • Want to see plans first? Preview 2018 plans, with price estimates based on your income, before logging in.

Get fast information


News – Insurance Journal

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Former Texas Agent Gets Life Sentence for Insurance Scam
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Owner of Arizona Car Rental Companies Hit with $1.8M Verdict
A judge has ruled that the owner of two rental car companies in Phoenix, Ariz. must pay $1.85 million for defrauding Arizona consumers. The verdict was announced this week by the Arizona Attorney General’s Office. State prosecutors filed a consumer …

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Coal Company Cited for Safety Issues in Wyoming Miner’s Death
Rocky Mountain Power has been cited with a safety violation for the death of a miner in September. Jaimie Olivas was killed in the Bridger Underground Coal Mine when part of a wall of coal collapsed on him. The Casper …

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Hundreds of Illegal Pot Shops Operating in Los Angeles, Police Say
Los Angeles has issued licenses to nearly 100 marijuana retailers but police estimate there are at least two times that number operating illegally in the city and undercutting those who are playing by the rules. Police have shut down eight …

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