News Center


Health Insurance Blog - Healthcare.gov

3 health insurance options for college graduates

If you recently graduated from college, you may have new options for getting health insurance. Check out these 3 options for a range of plan types and costs:

Image: {College graduates celebrate health insurance-options}

Buy your own Marketplace plan

You may be eligible to enroll in Marketplace health insurance for the rest of 2017 if you qualify for a Special Enrollment Period. You may qualify if:

  • You’re moving to or from the place you attended school
  • You lose other health insurance, like if your student health plan has run out or you’re dropping off your parent’s plan
  • You experience other life events, like having a baby or getting married

Not sure if you qualify? Answer a few questions to find out.

Get added to your parent’s plan

If your parent’s health insurance plan covers dependents, you can usually be added to their plan. They may be able to add you to an existing Marketplace plan through a Special Enrollment Period, as long as you’re under 26.

See if you qualify for Medicaid or CHIP

If you’re working part time, planning your next move, starting a business, or otherwise aren’t making much money, you may qualify for Medicaid or the Children’s Health Insurance Program (CHIP). To see if you qualify, enter your household income and size. We’ll tell you the programs you may be eligible for. If you qualify, your coverage can start right away.



POSTED MAY 25, 2017
Move recently? Get a 2017 health plan through a Special Enrollment Period

If you or your family are moving soon (or you moved in the past 60 days), you may qualify for a Special Enrollment Period to enroll in health coverage. This means you may be able to enroll in Marketplace health insurance that covers you for the rest of 2017, even though Open Enrollment is over.

Image: {Couple qualify for health insurance due to move}

What kinds of moves qualify?

  • Moving to a new home in a new ZIP code or county
  • Moving to the U.S. from a foreign country or U.S. territory
  • A student moving to or from the place they attend school
  • A seasonal worker moving to or from the place they live and work
  • Moving to or from a shelter or other transitional housing

Moving only for medical treatment or staying somewhere for vacation doesn’t count.

Apply through a Special Enrollment Period

To apply for Marketplace coverage for the rest of 2017 through a Special Enrollment Period, create an account or log into an existing one. When you apply, you may be asked to submit documents to confirm your move.

Note: Moving isn’t the only life event that qualifies you to enroll in a plan outside the Open Enrollment Period. You may also be eligible if you’ve had other life changes—like getting married, having or adopting a baby, or losing coverage you had from a job. Answer a few questions to see if you qualify.



POSTED MAY 18, 2017
Enroll in Medicaid & the Children’s Health Insurance Program (CHIP) any time

Medicaid and the Children’s Health Insurance Program (CHIP) provide free or low-cost health coverage to millions of Americans. If you qualify for these programs, your coverage can start right away, any time of year.

Image: {Father and son enroll in Medicaid & CHIP outside Open Enrollment}

Who qualifies?

  • In all states, Medicaid and CHIP provide health coverage for eligible children, parents, pregnant women, elderly people with certain incomes, and people with disabilities.
  • Many states have expanded their Medicaid programs to cover all adults below a certain income level.
  • To see if you qualify, enter your household income and size, and we’ll tell you if expanded Medicaid coverage for people in your income range is available in your state.
  • Children in families with income too high to qualify for Medicaid may still be eligible to enroll in CHIP.

How can I apply?

  • You can apply through the Marketplace or directly with your state Medicaid or CHIP agency. Choose your state for your Medicaid agency’s contact information.
  • When you fill out an application through the Health Insurance Marketplace, if it looks like anyone in your household qualifies for Medicaid or CHIP, we’ll send your information to your state agency. They’ll contact you about enrollment.

Get more information

Find out more about Medicaid and CHIP, including how to apply.



POSTED MAY 11, 2017
3 tips for using your Marketplace health insurance

Now that you have Marketplace health insurance, here are 3 tips for getting the most out of your health coverage:

Image: {3 tips using your health insurance}

Understand your deductible

  • A deductible is the amount you have to spend for covered health services before your insurance company starts to pay. So, if your deductible is $1,000, your plan won’t pay for most services until you’ve spent $1,000 out-of-pocket for covered health care services that apply towards your deductible.
  • It’s important to know which services in your plan don’t count towards your deductible. Some plans cover primary care visits before you meet your deductible–you just pay a copayment. Other plans offer discounts on drugs, including generic drugs.
  • Read your plan materials carefully to see what’s covered before you meet your deductible.

Find an “in-network” doctor you trust

  • Even if you don’t need care right now, it’s important to find a doctor you can trust who’s in your plan’s network. Contact your insurance company to find out which providers are “in-network.”
  • If a provider is “out-of-network,” it usually costs you more.
  • Networks can change, so check with your provider each time you make an appointment.

Take advantage of free preventive health services

  • All Marketplace plans cover recommended preventive health care at no cost when delivered by an in-network provider. This includes immunizations for children and adults, annual well visits for women, obesity screening, and counseling for people of all ages.
  • See the full list of covered services.



POSTED MAY 04, 2017
Remember to pay your monthly premium to your health insurance company

If you enrolled in a 2017 health plan, you must pay your premium to your health insurance company, not to the Health Insurance Marketplace. Your coverage won’t start until you do.

Image: {Pay your premium reminder}

How do I pay my premium?

  • Insurance companies handle payments differently and set their own payment deadlines.
  • Follow the instructions from your insurer about how and when to make your premium payment.
  • If you haven’t received details on how to pay, contact your insurer.

How do I know if I paid?

  • Call your insurance company directly to confirm your payment status.
  • Find their phone number on your plan brochure or their website.

What happens if I don’t pay my premium?



POSTED APRIL 27, 2017
Keep 2017 health coverage information current

If you’re enrolled in a 2017 health insurance plan, here’s what you need to know to get the full benefit of your health coverage and keep it up-to-date:

Image: {Man using 2 tips for 2017 Marketplace health insurance}

Activate your coverage & pay your first month’s premium 

  • You must pay your first premium directly to the insurance company — not to the Health Insurance Marketplace. Your coverage won’t start until the insurance company gets your payment.
  • Insurance companies handle payments differently. Follow your insurer’s instructions about how and when to make your payment.
  • Learn more about paying your premium to complete your enrollment.

Update your income & household information if it changes

  • Report any life changes — like changes in income, household size, or residence, or other coverage offers — as soon as they happen.
  • These changes may affect your insurance coverage or savings and your taxes next year.


POSTED APRIL 20, 2017
Don’t miss the deadline to file 2016 taxes & report your health coverage!

The April 18 tax filing deadline is less than one week away. No matter if you got your health coverage through the Marketplace, your job, or another source, you must report your 2016 coverage status to the IRS when you file.

Image: {2016 tax filing deadline is almost here}

If you had a 2016 Marketplace plan with premium tax credits

  • You should have received tax Form 1095-A, Health Insurance Marketplace Statement in the mail. You can also get this form in your online Marketplace account. See how to find it.
  • Use your Form 1095-A to "reconcile" your health insurance tax credit on your return. If you used less premium tax credit than you qualify for, you'll get the difference as a credit. If you used more, you’ll pay the difference with your federal taxes.
  • If you don’t file a 2016 tax return and reconcile, you could lose any advance payments of the premium tax credit beginning in 2018.

Need tax help?



POSTED APRIL 13, 2017
No 2017 health insurance? See if you can still get coverage

If you didn’t enroll in Marketplace health insurance during the 2017 Open Enrollment Period, you may still be able to get coverage for the rest of 2017 two ways.

Image: {Moving couple qualifies for health insurance for 2017}

2 ways to get covered for the rest of 2017

Start an application if you know you qualify

If you already know you qualify for a Special Enrollment Period, Medicaid, or CHIP, you can start an application now.

Create an account for the first time or log in to an existing one to get started.



POSTED APRIL 06, 2017
2016 Tax Help: Get step-by-step instructions & tax forms

No matter how you got your 2016 health coverage — through the Marketplace, your job, or another source — you must report your 2016 health coverage status to the IRS when you file your 2016 taxes.

Image: {Woman filing taxes with 2016 health care tax forms}

If you had 2016 Marketplace coverage, you’ll need Form 1095-A, Health Insurance Marketplace Statement, to “reconcile” your taxes. You should have received this form in the mail already. If you have an online account, Form 1095-A should be there too. If you didn’t receive a 1095-A, contact the Marketplace Call Center.

For specific forms and step-by-step instructions, choose the situation that best applies to you to learn about health coverage and your 2016 federal taxes.

Get more tax help from the IRS



POSTED MARCH 30, 2017
Get the most out of your 2017 health insurance

If you have 2017 Marketplace health insurance, check out 4 ways to stay healthy and get the care you need:

Image: {Friends talking about health care}

Understand your health coverage

  • The providers you can see and how much you pay out-of-pocket depend on which insurance plan you have.
  • Get your plan’s "Summary of Benefits and Coverage" from your insurance company or through the link in the plan description in your Marketplace account, and use it to review your plan’s covered benefits, cost sharing rules, and coverage limits.

Find a doctor in your plan

Learn about your prescription benefits

  • Health plans will help pay the cost of certain prescription medicines.
  • Find out which prescriptions your plan covers by visiting the insurance company’s website, calling them, reviewing the "Summary of Benefits and Coverage," or reading materials that were mailed to you.

Take advantage of free preventive benefits

  • All Marketplace health plans cover a set of preventive services at no cost to you, including some screenings, check-ups, patient counseling, and wellness services. You must use a provider in your plan’s network.
  • Check out the full list of covered services.

If you’ve never had health insurance or have had a break in coverage, get more information about using your coverage and improving your health using our Roadmap to Better Care and a Healthier You (PDF).



POSTED MARCH 23, 2017
Had 2016 Marketplace coverage? 3 tips when filing 2016 taxes

If you enrolled in a Marketplace health insurance plan for 2016, you should have received tax Form 1095-A, Health Insurance Marketplace Statement in the mail. You also can get this form in your online Marketplace account, if you have one. You need this form to "reconcile" — meaning to find out if you used the right amount of premium tax credit during the year — your federal income taxes for 2016. Here are 3 tips:

Image: {Couple filing taxes using 3 tips for Marketplace health insurance and 2016 taxes}

1. Make sure your 1095-A is correct

  • Read the instructions on the back and make sure everything is correct, including your "monthly second lowest cost silver plan (SLCSP) premium."
  • If you need to make corrections, contact the Marketplace Call Center. We’ll send a corrected form. Don’t file your taxes until you get a correct 1095-A.

2. Get Form 8962 to "reconcile"

3. Use your 1095-A to complete Form 8962

  • See our step-by-step guide to learn how to enter your information from your 1095-A on Form 8962.
  • Include your completed Form 8962 with your 2016 federal tax return.


POSTED MARCH 16, 2017
3 Tips: Marketplace insurance & 2016 taxes

As you prepare to file your 2016 federal taxes, it’s important to know that reporting information about your health coverage is part of the tax filing process. If you had Marketplace health insurance in 2016, check out these 3 quick tax tips:

Image: {Woman filing taxes using 3 tips for Marketplace health insurance and 2016 taxes}

Form 1095-A and "reconciling"

  • Look for Form 1095-A in the mail. If anyone in your household had a Marketplace plan in 2016, we’ll mail you Form 1095-A, Health Insurance Marketplace Statement by early February. Check the information, and if everything is accurate, store it in a safe place with your other health insurance and tax forms. You’ll use it when you file your taxes. If you have an online Marketplace account, it may be there too.
  • Before you file, make sure your 1095-A is accurate. If it’s not, contact the Marketplace Call Center. Check things like your coverage, household, and premium information. If the form has errors, you can get a new one. If you file with the outdated form, you may need to file an amended tax return using your corrected 1095-A.
  • Be sure to "reconcile." If you had a Marketplace plan and used advanced payments of the premium tax credit to lower your monthly payment, you’ll have to "reconcile" these payments when you file your federal income taxes. You’ll use IRS Form 8962 to compare the amount of premium tax credit you used during the year (from Form 1095-A) with the premium tax credit you actually qualify for based on your final income. Any difference will affect your refund or tax owed. Learn more about "reconciling" — and see a chart showing you how to use both forms to do it.

Get step-by-step instructions & tax forms

For more details, choose the situation that best applies to you to learn about health coverage and your 2016 federal taxes.



POSTED JANUARY 20, 2017
Attention: Time is running out for 2017 health coverage

Your last chance to enroll in or change Marketplace health insurance plans for 2017 is January 31, 2017. That’s just over 2 weeks away!

Image: {Young woman on phone updating her information to avoid health insurance deadline}

Act now & don’t miss the health insurance deadline

IMPORTANT: Want your coverage to start February 1?

Apply and enroll by January 15, and your new plan will take effect February 1.

Already enrolled for 2017? You can still change plans.

If you were automatically enrolled in a 2017 health plan, we strongly encourage you to log in and update your information. Updating your application with your expected 2017 income and household changes will help you get the right amount of savings. You’ll also have a chance to see if there are other health plans that may work better for you.

You can change plans until January 31, 2017. After that, you can enroll in or change 2017 plans only if you qualify for a Special Enrollment Period.



POSTED JANUARY 13, 2017
Make your health a priority — Get Marketplace insurance

Ring in the New Year by getting Marketplace health insurance! You have until January 31, 2017 to apply for and enroll in affordable, quality Marketplace health coverage for the rest of 2017. If you enroll in health insurance by January 15, your new coverage can start February 1.

Image: {New Year fireworks celebrating enrolling in Marketplace health insurance}

3 reasons to sign up now

  1. Don’t miss out on routine care with cost savings. All Marketplace health coverage plans cover the same set of essential health benefits (like emergency services, pregnancy and newborn care, and prescription drugs) and certain preventive health services (like shots and screening tests) at no cost to you.
  2. Plans may cost less than you think. For 2017 Marketplace health insurance, most people can find coverage with premiums from $50 to $100 per month after financial help. Are you one of them?
  3. Get peace of mind for you and your family. Fixing a broken leg can cost up to $7,500, and the average cost of a 3-day hospital stay is around $30,000. No one plans to get sick or hurt, but health insurance gives you important financial protection just in case.

Take action to apply and enroll



POSTED JANUARY 06, 2017
After you enroll in 2017 coverage, don’t forget to pay your monthly premium

You’ve submitted your Marketplace application and enrolled in a plan, but you’re not done yet. You must pay your first health insurance premium for your coverage to start. You make the payment to your health insurance company — not the Marketplace.

Image: {woman-pays-premium}

When & how to pay for health insurance

After you enroll, your insurer may contact you by phone, mail, or email with payment instructions. Health insurance companies handle payments differently, so follow their instructions closely. Take careful note of the date the payment is due, and be sure to make your payment by then. If you don’t meet the due date, you could lose your health coverage.

If you have questions about paying your premium, including if it was received, call your insurance company. You’ll see their phone number on your plan brochure, or you can go to their website.

Understanding & using your new coverage

Once you complete your enrollment by paying your premium, you can use your new health coverage to help with medical costs for covered services like going to the doctor, filling prescriptions, and getting emergency care. To find out which prescriptions, doctors and other health care providers are covered through your new Marketplace plan, visit your health plan’s website.

You can make sure you’re getting the most out of your new health insurance by understanding what you can do to stay healthy and get the care you need.



POSTED DECEMBER 30, 2016
It’s not too late: Update, shop & switch plans through Jan 31

If you had 2016 Marketplace coverage and didn’t re-enroll or change your health plan by December 15, the Marketplace probably enrolled you for 2017 health coverage in the same plan (or a similar one) based on information from your 2016 application.

Image: {Update compare at HealthCare.gov}

This means you’ll have health coverage January 1. But the only way to make sure you have the right savings and the plan that’s best for you is to update your application and compare plans.

IMPORTANT: You can keep this plan or change until January 31

You can keep the plan you’ve been enrolled in or change to any other plan, even if your 2017 health care coverage has started.

Don’t miss out on the best plan & savings for you

Even if you’re happy with the 2017 health insurance plan you’re enrolled in, you should still update your information and compare plans:

  • Financial help is based on your expected 2017 income, not 2016. Updating your income and household information for 2017 is the only way to make sure you get the right amount of savings. If you don’t, you may owe money when you file your taxes or wind up paying higher monthly premiums during the year than you need to.
  • New health care plans and prices that work better for you may be available this year. You’ll never know unless you update and compare for yourself.

New to HealthCare.gov? Create an account and take your next steps.



POSTED DECEMBER 16, 2016
Don’t miss the Dec 15 deadline for Jan 1 coverage!

Time is running out! You only have until December 15, 2016 to sign up for or update your current Marketplace health insurance plan, so it’ll take effect January 1, 2017.

Image: {Reminder to sign up for or update your current plan by December 15 deadline}

3 reasons to sign up now

  • Don’t miss a day of being covered. Enrolling by December 15 means you won’t have a break in health insurance between 2016 and 2017.
  • Plans may cost less than you think. About 85% of Marketplace consumers qualify for tax credits to help with costs. Are you one of them?
  • Shopping and comparing will help you find your best option if you have a 2016 Marketplace plan. If you don’t act by December 15, the Marketplace will try to enroll you for January 1 based on information from your 2016 application, to make sure you don’t have a gap in coverage. But the only way to make sure you get the right amount of savings and find the best plan for you is to update your expected 2017 income and household information, then compare plans. You may find new and more affordable plans for 2017, but you’ll never know unless you update and compare for yourself.

How to enroll or update plans today

  • First time using HealthCare.gov? Create an account now.
  • Have 2016 Marketplace insurance or have an account? Log in now to update or complete your application and compare plans for 2017.


POSTED DECEMBER 09, 2016
Don’t miss out on savings & new plans: Update and compare by Dec 15

If you have 2016 Marketplace insurance and want coverage for 2017, your best bet is to update your 2017 health insurance application with your expected income and household information for the year ahead – even if you want to keep the same plan.

Update by December 15 and your changes take effect January 1.

Image: {Reminder to update your health insurance information to get best plan & price}

Why keep your information current

  • Make sure you get the right amount of savings. If you don’t update your application so your financial help is correct for 2017, you could wind up paying higher monthly health coverage premiums than you have to. Or you might use more advance payments of the premium tax credit than you qualify for, so you’d have to pay the extra money back when you file your taxes.
  • You may find 2017 plans that better meet your needs and budget. Health care plans and prices change every year. Your situation may have changed too. Even if you don’t have any income or household updates to report, new and more affordable plans may be available to you. You’ll never know if you don’t shop around.

Ready to update your application?

  • Log in, select your 2017 application. It’ll be pre-filled with your 2016 information, so you only need to update what’s changing. Update any expected income and household changes for 2017. Then continue with your 2017 enrollment.
  • If you don’t update your application and enroll in a plan by December 15, you may be automatically enrolled for 2017. This way, you’ll be covered January 1. But the only way to make sure you have a plan that works best for you, with the savings you qualify for, is to update your application and compare plans.


POSTED DECEMBER 02, 2016
How to protect yourself from "phishing" scams

When you enroll in Marketplace health insurance, we’ll send you emails from time to time. Unfortunately, there are some bad actors who may try to scam you with emails that look like they’re from the Marketplace, but are really trying to steal your information or infect your computer with a virus.

Image: {Woman protecting herself from phishing emails }

The Marketplace works closely with law enforcement to identify, prevent, stop, and prosecute these criminals, and we have strong systems in place to protect your information.

There are also a few important ways you can protect yourself.

Look out for "phishing" emails

  • "Phishing" (or fraudulent) emails look like they’re from a trusted source and often contain links to a phony login page on a fake website.
  • The subject lines may be threatening, or may promise some extraordinary benefit.
  • They may contain bad grammar, spelling errors, and generic greetings, like "Dear Customer."
  • The email address doesn’t match the official Marketplace email address, which is Marketplace@healthcare.gov or notices@healthcare.gov. Be sure the email address of any email that claims it’s from the Marketplace ends in ".gov," as in HealthCare.gov.

If you think you get a "phishing" email

  • Don’t click the links or download any attachments. They may have malicious code that will infect your computer with viruses or keystroke loggers that record what you type.
  • Don’t reply to the message. Instead, ignore or delete it.
  • If you get an email that seems suspicious and you want to verify if you really have an issue you need to act on, visit HealthCare.gov. You can find out if the situation described in the email is accurate. Contact the Marketplace Call Center if you still have questions.
  • Never share any personal information by email. The Marketplace won’t ask you for your username, password, Social Security Number, or any bank account information by email.
  • If you’re concerned about your internet connection security, take a few minutes to learn how to make sure it’s secure.

For more information



POSTED NOVEMBER 18, 2016
Can you save on a 2017 Marketplace health plan?

It’s time to sign up for affordable, quality health insurance at HealthCare.gov. About 85% of Marketplace consumers qualify for tax credits to help with costs. Are you one of them?

Image: {Group of people saving on health insurance costs with tax credit}

Plans may be cheaper than you think

  • For 2017 Marketplace health insurance, most people can find a plan with premiums from $50 to $100 per month after financial help.
  • The median deductible has gone down $900 from last year. This is the amount you have to pay yourself for most services before your plan starts to pay.
  • Even if you want to keep the same plan, it’s important to update your information and shop around. Last year, people who switched plans saved an average of $500.

Quick check: See if you’ll save on a 2017 plan

Select your state and household size to find out if you may qualify for savings on 2017 Marketplace coverage.

Take action & apply



POSTED NOVEMBER 10, 2016
Enroll in 2017 health insurance coverage now!

The Health Insurance Marketplace is open for business! Starting today, you can apply for 2017 health insurance coverage for the first time — or renew, change, or update your current health plan for 2017.

Image: {November 1 calendar showing to enroll in 2017 health insurance today}

How to get 2017 health insurance

Before you enroll, you can preview plans with personalized price estimates and find out if you may qualify for savings — most people do!

When you’re ready to fill out or update your application, follow these steps:

  • New to HealthCare.gov? Create an account and take your next steps.
  • Have a 2016 Marketplace plan? Log in and update your application with any household or income changes you expect for 2017. Even if you want to keep the same plan, we strongly encourage you to update your information to get the right amount of savings. Plus, new and more affordable health plans may be available.

IMPORTANT: Act by December 15 for January 1 coverage

For coverage starting January 1, 2017, you must enroll or change plans by December 15, 2016. See other key dates.

More on Open Enrollment 2017



POSTED NOVEMBER 01, 2016
Preview 2017 plans & prices now!

Open Enrollment for 2017 health insurance starts on November 1, 2016. To get a head start, you can preview 2017 plans with personalized price estimates right now.

Image: {Couple previewing 2017 health care plans and prices}

All you have to do is answer a few brief questions about your estimated 2017 income and household to see the health insurance plans and estimated prices available to you for 2017.

Note: Premium estimates show any savings you may qualify for based on only the basic 2017 information you entered. You’ll see the exact prices you’ll pay when you fill out or update your Marketplace application.

More on 2017 Open Enrollment & plan estimation



POSTED OCTOBER 24, 2016
Open Enrollment deadlines: Enrollment starts November 1!

Open Enrollment for 2017 Marketplace health insurance is just a few weeks away. Here are some important health care enrollment and other dates to remember:

Image: {Pinned note with key health insurance deadlines and dates to remember}

  • November 1, 2016: Open Enrollment 2017 starts. This is the first day you can enroll, re-enroll, or change health plans for 2017.
  • December 15, 2016: You must enroll in or change health plans by this date for your health plan to start January 1, 2017.
  • January 1, 2017: 2017 insurance starts if you enrolled or changed plans by December 15.
  • January 31, 2017: Last day to enroll in or change a 2017 health plan. After this date, you can enroll or change plans only if you qualify for a Special Enrollment Period.

Get ready today for November 1

  • Use this simple checklist (PDF) to gather documents you’ll need.
  • Get a quick Marketplace overview with these Marketplace tips.
  • 2017 health plans and prices will be available to preview shortly before Open Enrollment starts. Check back soon.


POSTED OCTOBER 13, 2016
This Open Enrollment, don’t forget to compare 2017 Marketplace health plans

If you have 2016 Marketplace health insurance, you can renew, change, or update your plan for 2017 starting November 1, 2016.

Image: {Starting November 1, you can renew coverage, update info, compare health insurance plans & prices}

IMPORTANT: 2017 health insurance plan & price previews coming soon

2017 health plans and prices will be available for preview on HealthCare.gov shortly before November 1.

3 reasons why it’s important to update and compare health coverage plans for 2017

  • New Plans: New, affordable plans that meet your needs and budget may be available this year. You may find 2017 health plans that better meet your needs and budget — especially if you’ve had or expect income or household changes.
  • Accurate Savings: Your 2017 health care savings are based on your expected 2017 income, not last year’s. If you don’t update your information, your premium tax credit and other savings could be wrong for 2017. This means you could wind up paying more for your monthly premium or owing when you file your taxes.
  • Best Plan for You: You may be automatically enrolled for 2017, but this may not be the best way to get a health insurance plan that works for you, with the right savings. If you don’t renew or enroll in a plan by December 15, 2016, you may be automatically enrolled in the same or a similar plan. Even if you want that plan, you should still update your information and see all the plans available to you for 2017. You can do this as soon as November 1.

Get more information on renewing, changing, or updating your health plan for 2017.



POSTED OCTOBER 06, 2016
5 tips to get ready for 2017 Marketplace Open Enrollment

Open Enrollment for a 2017 Health Insurance Marketplace plan is almost here.

Image: {Man preparing for 2017 Open Enrollment to get health coverage}

Starting November 1, 2016, you can sign up for 2017 health insurance (with coverage starting as soon as January 1, 2017) at HealthCare.gov. That’s just about a month away! You’ll be able to preview plans and prices for 2017 shortly before then.

5 tips to prepare for 2017 Open Enrollment

  1. Get a quick Marketplace overview. If you’re new to the Marketplace, this single health coverage overview page tells you what you need to know and provides links to more.
  2. Mark key dates on your calendar. Learn about the key dates and deadlines to make sure you’re covered January 1.
  3. Make sure you have everything you’ll need to apply. Use this simple health care checklist (PDF) to gather the documents you’ll need to complete your application.
  4. Stay up-to-date with the latest health care information. Sign up for email and text message reminders to get important health coverage information.
  5. Learn how to pick a health insurance plan that’s right for you. Choosing a health plan can be complicated. Knowing just a few things before you compare plans can make it simpler.


POSTED SEPTEMBER 29, 2016
Take action: Flu season is almost here

Flu season can start as early as October, so it’s important to be proactive and get the flu shot to protect yourself and your family from this potentially serious disease.

Image: {Stay healthy by getting a free flu shot}

The CDC encourages mostly everyone 6 months and older to get the flu vaccine each year. Here are 3 reasons why you shouldn’t put it off:

  1. It’s free. If you have a Marketplace health insurance plan, you can get the flu shot for free from a doctor or other provider in your plan’s network.
  2. It's easy. You can get a flu shot at many convenient locations, like pharmacies and some grocery stores.
  3. You’ll protect yourself and others. With a flu shot, you can reduce your chance of getting sick and spreading the flu to others.

Get more information on protecting yourself from the flu.

Other advantages of Marketplace insurance

Flu shots aren’t the only preventive benefit covered by Marketplace plans. They also cover a set of preventive health care services — including some screenings, check-ups, patient counseling, and wellness services. These are all free when delivered by a network provider, so be sure to take advantage of them!



POSTED SEPTEMBER 22, 2016
3 ways to get information for 2017 health insurance coverage

With 2017 Open Enrollment starting November 1, now is a great time to sign up for reminders and updates from the Health Insurance Marketplace about 2017 coverage.

Image: {Stay connected for health insurance information}

It’s easy — just enter some quick information to get reminders, and follow us on social media. After you’re signed up, we’ll tell you about upcoming changes, deadlines, and new features. Plus, we’ll let you know as soon as the health plans and prices for 2017 are available to preview.

Here are 3 simple ways to stay connected and get health insurance information:

  1. Sign up for email and text reminders.
  2. Follow us on Twitter.
  3. Like us on Facebook.


POSTED SEPTEMBER 15, 2016
3 simple tips to stay healthy with Marketplace insurance

Getting health insurance is an important first step to better health and well-being! If you’ve gotten coverage, get the most out of your Marketplace health insurance plan and stay healthy throughout the year by following these simple tips.

Image: {Stay healthy with your Marketplace health insurance  }

3 tips to a healthier you

  1. Practice preventive care. Staying healthy increases the chances you’ll be there for your family and friends for many years to come. Be sure to take advantage of the free preventive services that come with your Marketplace plan and get your recommended health screenings.
  2. Understand what providers are covered by your health plan and where to go for care. Some plan types allow you to use almost any doctor or health care facility. Others limit your choices or charge you more if you use providers outside their network. Check with your plan for more information on what providers you can use and what your costs will be.
  3. Find a doctor you can trust. Choosing the right provider is one of the most important decisions you’ll make about your health care, and finding the right one can take a little work.

For more information about using your health insurance and improving your health, visit our Coverage to Care Roadmap (PDF) .



POSTED SEPTEMBER 08, 2016
Start the school year strong with health insurance

College is stressful enough, so give yourself the peace of mind that comes with having health insurance this school year. Getting health insurance may be easier and cheaper than you think.

Image: {Health-insurance-on-back-to-school-list}

As a college student, you have several options available to you that count as "qualifying health coverage". With a range of plan types and costs to choose from, it's not hard to find health insurance that works for your life and your budget.

Health insurance options for college students

Get more information

Under 30? Get a customized decision guide that'll help you decide what's right for you, by answering a few fast questions.



POSTED SEPTEMBER 01, 2016
Brushing up on how to use Marketplace dental insurance

When you enrolled in Marketplace coverage, you may have chosen a health plan that included dental coverage or purchased a separate, stand-alone dental plan.

Image: {Woman using her Marketplace dental insurance}

Here are some tips to make sure you’re getting the most out of your dental insurance.

Know what services your dental plan covers

  • Even though many dental insurance plans cover common dental benefits — like fillings, cleanings, care to fix decayed or fractured teeth, and dentures — different plans cover different services.
  • Some dental plans only cover children and others cover families.
  • Check with your dental insurance company to find out what’s exactly covered.

Understand your out-of-pocket costs

  • With a high coverage level, you’ll have higher premiums but lower copayments and deductibles. So you'll pay more every month, but less when you use dental services.
  • With a low coverage level, you’ll pay less every month, but more when you get services.

Find a dentist that’s right for you

  • Not all types of providers take all insurance plans or types of coverage. Call the office before you go to make sure they accept your coverage.
  • When you make your appointment, have your insurance card or other documentation handy and know what services you want to get.

More advantages of having health insurance



POSTED AUGUST 25, 2016
Have a pre-existing condition? Don’t worry, you’re covered with the Marketplace

Diabetic? Chronically sick? Don’t worry! With Marketplace health insurance, your plan covers treatment for any pre-existing medical condition you had when you enrolled in coverage.

Image: {Patient talking to doctor about treatment for pre-existing medical condition}

You’re protected

  • Now that you’re enrolled, your health plan can’t deny you coverage, raise your rates, or refuse to pay for essential health benefits, just because you have a chronic or pre-existing medical condition.
  • Women also can’t be charged more than men. If you were pregnant before you applied, your insurance plan can’t reject you or charge you more because of your pregnancy.

What this benefit means for you

  • Treatment for any pre-existing medical condition — like a disability, asthma, diabetes, or cancer — is covered from the day your coverage began. Pregnancy is covered from the day your plan starts too, even if you were pregnant before your coverage began.
  • Marketplace plans can’t put annual or lifetime limits on your coverage.

Other benefits of having health insurance



POSTED AUGUST 18, 2016
Take charge of your health with free Marketplace insurance benefits for women

Now that you have Marketplace health insurance, you have more ways to take charge of your health.

Image: {Women huddled together talking about Marketplace health care for women}

Your Marketplace plan covers a long list of free preventive services for women — including mammograms, yearly well-woman doctor visits, and other screening tests. All plans also cover other health care for women, like pregnancy and childbirth.

Free preventive health care for women

  • With your Marketplace coverage, you have access to several preventive services — like annual well-woman visits and genetic testing for breast cancer, if you’re at risk. These services are free when you go to a provider in the plan’s network, even before you’ve met your deductible.
  • See a full list of free preventive benefits for women that your Marketplace plan covers.

Contraception

  • Marketplace plans must cover FDA-approved contraceptive methods — including birth control pills — as prescribed by a health care provider.
  • Find out more about birth control benefits in the Marketplace.

Pregnancy, childbirth & breastfeeding

  • Both maternity care and childbirth are covered by all Marketplace plans — even if you’re pregnant before your health coverage starts.
  • Most Marketplace plans provide breastfeeding equipment and counseling for pregnant and nursing women. Your health insurance plan will cover the cost of a breast pump — either a rental or one you’ll keep, depending on your plan’s rules and provider recommendations.
  • Get more information on pregnancy and breastfeeding health care for women.

More information on health insurance for women

Learn more about the advantages of having health insurance and all free preventive health services available to women with Marketplace insurance.



POSTED AUGUST 11, 2016
Take advantage of free preventive health care with Marketplace insurance

Did you know that with a Marketplace health insurance plan preventive services — like shots and screening tests — are covered at no cost to you? These free preventive services can help you stay healthy and save you money in the long run.

Image: {Friends celebrating free preventive health care }

Are you currently uninsured but want access to these benefits?

  • You may be able to enroll in Marketplace coverage now if you qualify for a Special Enrollment Period.
  • If you don’t, you can apply for 2017 coverage during the next Open Enrollment Period starting November 1, 2016.

Examples of covered preventive health services

Here are just some of the preventive benefits available to you and your family with Marketplace insurance:

Note: These services are free only when delivered by a doctor or other provider in your plan’s network.

Get more information

Learn more about the advantages of having health insurance.



POSTED AUGUST 04, 2016
Understanding health insurance costs makes for better decisions

When you buy a car, you probably think first about price — your monthly payment. But other expenses — like auto insurance, gas, and maintenance — can affect your wallet. Your total costs depend on which car you buy and the expenses that come with owning a car.

Health insurance can be like that. If you look only at your monthly payment, you may find that other costs have a big impact on your household budget.

Image: {Woman considering all health care costs including premiums, deductibles, copayments}

Total yearly costs

It’s useful to think about your total yearly health insurance costs.

  • Premiums: What you pay your insurance company every month — your "monthly payment."
  • Deductible: The amount you have to pay before the insurance plan starts to pay its share. With a $900 deductible, you pay the first $900 of costs yourself. After that, the company starts to pay its share.
  • Copayments and coinsurance: What you pay (a dollar amount or percentage of costs) when you get care after your insurance company starts paying.

Note: All plans provide free preventive care (including child checkups and vaccinations, well-woman visits, and more). And most plans cover some services before you hit your deductible, like discounted drugs, periodic checkups, and services to help you manage conditions like asthma or diabetes. You also get discounted prices from network providers from day one.

Your total yearly health insurance costs depend on how much care you use

  • If you don’t expect to use much care during the year, or if you have insurance mainly for protection against really high bills and for preventive care, looking mostly at your monthly premium may be right for you. You’ll pay a low premium but face high costs when you use care.
  • If you expect to use regular care, or a lot of care, a plan with a higher premium may be a better overall deal. Plans with higher premiums usually have lower deductibles, copayments, coinsurance, and out-of-pocket limits. So even if you pay more each month you may save money overall.

We help you figure out your total health care costs

  • When you preview plans and prices or shop for plans, you can pick a level of care you think you’ll need for the year.
  • When you compare plans we’ll show you "total estimated yearly costs" — including premiums, deductibles, and copayments/coinsurance — for each one, based on the level of care you expect. Then you can compare the real costs of health insurance side-by-side.

Get more information about your total health care costs.



POSTED JULY 28, 2016
Common Marketplace health insurance questions and answers

If you have questions about the Marketplace, don’t worry. Health insurance help is available.

Image: {Woman reading answers to common health insurance questions}

For fast answers to your health care questions — whether they’re about managing your health insurance coverage, finding forms and documents, or understanding costs and savings — visit our Get Answers page.

3 common questions answered

How can I get health coverage now that Open Enrollment is over?

Open Enrollment for a 2016 plan is over, but you may still be able to enroll in 2016 health insurance 2 ways:

If I don’t qualify for an SEP, Medicaid, or CHIP, when can I enroll next?

  • The Open Enrollment Period for 2017 coverage is November 1, 2016 — January 31, 2017. Sign up for emails to get deadline reminders and other important information.

What should I do if I get a notice asking me for documents to verify something on my application (like my income), or my eligibility for a Special Enrollment Period?

  • To avoid losing your health insurance and any savings you’ve been getting, you must submit document copies by the deadline in your notice. Learn more here.

Still need answers?



POSTED JULY 21, 2016
Lose your health insurance? You may be able to enroll now

If you recently lost health insurance coverage, you may be able to enroll in Marketplace coverage with a Special Enrollment Period.

Image: {Woman lost coverage and shops for new plans }

Health insurance losses that may qualify for a Special Enrollment Period

  • Loss of job-based insurance: You may qualify if your employer stopped offering health insurance, or you left a job where you had health coverage (even if you left by choice or were fired).
  • Loss of individual health plan: You may qualify if you’re no longer eligible for a student health plan, or your Marketplace plan is discontinued
  • Loss of eligibility for Medicaid or the Children's Health Insurance Program (CHIP): You may qualify if you lose your eligibility because your income changed, making you ineligible for Medicaid, or if your child ages off CHIP.
  • Loss of eligibility for Medicare: You may qualify if you become ineligible for premium-free Medicare Part A.
  • Loss of coverage through a family member’s plan: You may qualify if you turn 26 and can no longer be on a parent’s plan, or lose health coverage through a spouse due to a divorce, legal separation, or through the death of a family member.

See if you qualify for Special Enrollment Period

Answer a few questions to find out if you qualify for a Special Enrollment Period. We’ll also tell you if you may qualify for Medicaid or CHIP, which you can enroll in any time.



Learn more about applying with a Special Enrollment Period.



POSTED JULY 14, 2016
Can you enroll in health insurance now?

Have you recently lost other health coverage, moved to a new home in a new ZIP code or county, gotten married, or had a baby? When big changes happen in life, you may be able to enroll in Marketplace health insurance right away with a Special Enrollment Period.

Image: {Woman wondering if she qualifies for a special enrollment period}

Click the button below, and answer a few questions about your major life change to find out if you qualify for a Special Enrollment Period:



If you qualify for a Special Enrollment Period, you’ll have 60 days from the life event to enroll. When you apply, you’ll also find out if you qualify for Medicaid or the Children’s Health Insurance Program (CHIP). If you do, coverage can start the day you apply or earlier.

IMPORTANT When you apply, you must attest that the information you provide on the application is true, including the facts that qualify you for a Special Enrollment Period. You may be asked to submit documents that prove your eligibility to enroll.

If you already think you qualify

Start an application for Marketplace health insurance by visiting the screener landing page and selecting the third button.

Learn more about applying with a Special Enrollment Period.



POSTED JULY 07, 2016
Retired? You have health insurance options

If you recently retired and aren’t eligible for Medicare yet, you may be able to get health insurance through the Health Insurance Marketplace.

Image: { Friends happy about their retiree health insurance}

While retiring from a job alone doesn’t qualify you for a Special Enrollment Period, losing health insurance does. If you lost health insurance when you retired, you have 60 days to enroll in a health plan outside Open Enrollment.

When you lose job-based insurance you may be offered COBRA continuation coverage.

  • If you decide not to take COBRA coverage, you can enroll in a Marketplace plan instead.
  • If you’ve already started COBRA coverage, you have different options.

If you have retiree health insurance but want to buy a Marketplace plan instead, you can. But you won’t be able to get premium tax credits and other savings in the Marketplace. If you voluntarily drop your retiree health coverage, you don’t qualify for a Special Enrollment Period.

Apply with a Special Enrollment Period

  • Answer a few quick questions to see if you may qualify for a Special Enrollment Period or for Medicaid or CHIP. We’ll tell you your next steps.
  • Already know you qualify? Go to the Start Page and select the third button to start an application.

Note: Losing health coverage isn’t the only life event that qualifies you to enroll in a plan outside the Open Enrollment Period. You may also be eligible if you’ve had other life changes — like getting married, moving, or adopting a child.

More health coverage options for retirees



POSTED JUNE 30, 2016
Having a baby? You may be able to get or change health insurance outside Open Enrollment

If you recently had or adopted a baby, you may qualify for a Special Enrollment Period. This means you can apply and enroll in or change Marketplace health plans outside Open Enrollment.

Image: {Couple having baby and qualifying for affordable family health insurance}

When you enroll in a plan during a Special Enrollment Period, your new health coverage can begin the day your baby is born — even if you enroll in the plan up to 60 days afterward.

Apply with a Special Enrollment Period

  • Answer a few quick questions to see if you’re likely to qualify for a Special Enrollment Period or for Medicaid or CHIP. We’ll tell you your next steps.
  • Already know you qualify? Go to the Start Page and select the third button to start an application.

More on Special Enrollment Periods

Having a baby isn’t the only life event that qualifies you to enroll in a plan outside the Open Enrollment Period. You may also be eligible if you’ve had other life changes — like getting married, moving, or losing coverage you had from a job.

Learn more about getting coverage outside Open Enrollment.



POSTED JUNE 23, 2016
Attention: Report household and income changes to the Marketplace

If you have a Marketplace health plan and your income or household has recently changed, you should report the major life change as soon as possible.

Image: Reminder to report major life changes to the marketplace

Major life changes — like higher or lower income, adding or losing household members, or getting other health coverage — may affect the health insurance or savings you’re eligible for.

If you don’t report changes, you could wind up owing more — or less — when you file your next federal tax return. Avoid surprises by keeping your information up-to-date.

Why you should report changes to the Marketplace

  • You may qualify for more savings than you’re getting now if your income goes down or you gain a household member. This could lower what you pay in monthly premiums. You also could qualify for Medicaid or CHIP coverage and could continue to pay more than you need to for a Marketplace plan by not reporting the change.
  • You may qualify for less savings than you’re getting now if your income goes up or you lose a member of your household. If you don’t report the income change, you could wind up having to pay money back when you file your federal tax return for the year.

Want a better idea of how your savings may change? Use this tool from the IRS to estimate how your premium tax credit will change if your income or family size change.

How to report income changes or other major life changes



POSTED JUNE 09, 2016

News – Insurance Journal

Texas Bill Affirming Workers’ Comp Division Fraud Unit Advances
The Texas Senate has passed legislation that affirms the authority of Texas Division of Workers’ Compensation fraud unit to conduct criminal investigations. The Senate passed HB 2053 on May 24; it was previously approved in the House. According to the legislative …

POSTED MAY 26, 2017 4:45 PM
Storms Bring Tornadoes, Flash Floods, Evacuations in Midwest
Heavy rainfall that sparked flash flooding in Fort Wayne, Ind., forced motorists to flee submerged cars and prompted the evacuation of about 20 homes in the northeastern Indiana city. And in Ohio, authorities say tornadoes that touched down in three …

POSTED MAY 26, 2017 4:38 PM
A.M. Best Assigns Ratings to Wisconsin’s Integrity Select Insurance
A.M. Best has assigned a financial strength rating of A (Excellent) and a long-term issuer credit rating of “a+” to Integrity Select Insurance Co. (Integrity Select) in Appleton, Wis. The outlook assigned to these credit ratings is stable. Integrity Select is a …

POSTED MAY 26, 2017 4:35 PM
Report: St. Louis Tank in Deadly Explosion Needed Emergency Repairs
A giant steam-filled tank weighing nearly 2,000 pounds (900 kilograms) that exploded at a St. Louis box plant, flew a quarter-mile into the air and smashed into a neighboring building, was being used despite needing emergency repairs, federal investigators said …

POSTED MAY 26, 2017 4:30 PM
OSHA, Mid Continent Recommit to Oklahoma Oil and Gas Worker Safety Alliance
U.S. Department of Labor’s Occupational Safety and Health Administration and Mid Continent Exploration and Production Safety Network have renewed an alliance to promote safety at oil and gas operations in Oklahoma. OSHA reported that the alliance is committed to providing information …

POSTED MAY 26, 2017 4:26 PM
Tribune: Governor Appears Undecided on Signing Texas Texting-While-Driving Ban
Note: This article originally appeared in the Texas Tribune. Gov. Greg Abbott appears to be undecided on whether he will sign a proposed statewide ban on texting while driving that is now on his desk. Abbott’s predecessor, Rick Perry, vetoed …

POSTED MAY 26, 2017 4:21 PM
A.M. Best Lifts AIG’s Ratings ‘Under Review’ Status Following Duperreault’s Arrival
A.M. Best this week released American International Group from “under review” special scrutiny following the insurer’s bringing on industry veteran Brian Duperreault as president and chief executive officer and after reviewing recent financial data and meeting with AIG management. “AIG maintains …

POSTED MAY 26, 2017 4:14 PM
AmWINS and Networked Deal Plays to Strengths of Both Firms, Execs Say
The acquisition by AmWINS Group Inc. at the end of last month of Networked Insurance Agents will achieve a number of objectives for both the Charlotte, N.C.-based global distributor of specialty insurance products and services and the California-based aggregator. Namely, …

POSTED MAY 26, 2017 3:42 PM
Pacific Hurricane Season Depends on El Niño: NOAA
Forecasters say the central Pacific region around Hawaii can expect a normal or slightly above-average hurricane season, depending largely on the presence of El Niño conditions. Chris Brenchley, director of the National Oceanic and Atmospheric Administration’s Central Pacific Hurricane Center, …

POSTED MAY 26, 2017 3:37 PM
Southern California Neighborhood Flooded Due to Seawall Damage
A Southern California coastal community was flooded with two feet of ocean water after a seawall was damaged by a construction crew. The Orange County Register reported workers were doing demolition work in Newport Beach and accidentally damaged the wall …

POSTED MAY 26, 2017 3:33 PM
Small Undersea Quake Jostles California Coast West of Malibu
A minor undersea earthquake has jiggled a small stretch of the Southern California coast in Los Angeles and Ventura counties, the U.S. Geological Survey confirmed. The USGS says the magnitude-3.3 temblor occurred just before 7:20 a.m. Thursday. The epicenter was …

POSTED MAY 26, 2017 3:25 PM
Rising Seas May Wipe Out Jersey Towns and Millions in AAA Bonds
Few parts of the U.S. are as exposed to the threats from climate change as Ocean County, New Jersey. It was here in Seaside Heights that Hurricane Sandy flooded an oceanfront amusement park, leaving an inundated roller coaster as an …

POSTED MAY 26, 2017 2:56 PM
UK’s Legal & General Chooses Dublin as Post-Brexit Base for Some Operations
British insurer Legal & General said it will move some of its investment management operations to Ireland to ensure it can continue to serve its customers after Brexit. In a win for Dublin’s campaign to attract financial services firms in …

POSTED MAY 26, 2017 2:32 PM
The Hartford Names Firstenberg P/C Insurance Chief Underwriting Officer
The Hartford has named David Firstenberg as chief underwriting officer for the company’s property/ casualty insurance businesses, replacing Mo Tooker, who was recently named head of The Hartford’s Middle Market segment. Firstenberg will oversee the common underwriting framework across The Hartford’s Small Commercial, Middle Market, Specialty Commercial and Personal Lines segments, …

POSTED MAY 26, 2017 2:27 PM
Cyber Insurance Market Growing Slower Than Expected: Allianz
The tiny market for cyber insurance has been slower to develop than generally anticipated, a member of Allianz’s board said in an interview. The European market for cyber insurance currently has a premium volume of around 200 million euros ($224 million), Axel Theis, Allianz …

POSTED MAY 26, 2017 2:07 PM
NOAA Updates Forecast for Atlantic Hurricane Season, Pacific’s El NIno
The Atlantic hurricane season will likely churn out an above-average 11 to 17 named storms, in part due to fading odds than an El Nino will form in the Pacific. Of storms that emerge during the six-month season that begins …

POSTED MAY 26, 2017 1:35 PM
Vermont Governor Vetoes Marijuana Bill, Wants Changes Made
Vermont Republican Gov. Phil Scott on Wednesday vetoed a bill that would have made Vermont the ninth state to legalize recreational marijuana but indicated that he was willing to work with the Legislature on a compromise. Scott said he was …

POSTED MAY 26, 2017 1:29 PM
Connecticut’s Smith Brothers Hires Peruccio from Cigna Healthcare
Smith Brothers, a Glastonbury, Conn.-based insurance broker, has added Chelsea Peruccio as an employee benefits advisor. Her responsibilities include new business development, account management and creating employee benefit strategies to help clients achieve positive results. She has experience working with clients in …

POSTED MAY 26, 2017 1:20 PM
Executive Changes Announced at Massachusetts’ Hospitality Insurance Group
After 32 years as a member of Hospitality Insurance Group’s Board of Directors, E. Thomas McCabe Jr. of Westborough, Mass., will be stepping down as chairman. Before joining Hospitality Insurance Group, McCabe was a past president of Massachusetts Restaurant Association …

POSTED MAY 26, 2017 1:06 PM
Hanover Insurance Names Zurich’s Salvatore as President of Specialty
The Hanover Insurance Group Inc., a Worcester, Mass.-based holding company for several property and casualty insurance companies, has appointed Bryan J. Salvatore as executive vice president and president of specialty, effective June 12. In this role, Salvatore will lead the …

POSTED MAY 26, 2017 12:47 PM
States Move to Ban Asking Job Applicants About Past Salary
An awkward job interview question — how much did you make at your last job? — is getting banned in some parts of the country. Massachusetts, New York City and Philadelphia have passed laws that bar employers from asking applicants …

POSTED MAY 26, 2017 12:01 PM
A.M. Best Affirms Ratings of PartnerRe & Subsidiaries
A.M. Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Rating of “a+” of Bermuda-based Partner Reinsurance Co. Ltd. and its affiliates (collectively referred to as PartnerRe). A.M. Best has also affirmed the …

POSTED MAY 26, 2017 11:47 AM
AGCS Promotes Hansen as Head of Aviation, Succeeding Haagen
Allianz Global Corporate & Specialty (AGCS) announced that Mike Hansen has been named global head of Aviation. He takes over this responsibility from Henning Haagen who was appointed Northeast Zone Executive for North America earlier this year and has been …

POSTED MAY 26, 2017 11:21 AM
QBE Taps Commonwealth Bank of Australia’s Ford as Group CFO
QBE Insurance Group Ltd. has appointed Michael Ford as group chief financial officer. Ford is currently the deputy CFO for the Commonwealth Bank of Australia (CBA). He joined the bank in 2005 and held a number of senior finance roles …

POSTED MAY 26, 2017 9:21 AM
AmWins and Networked Deal Plays to Each Firm’s Strengths, Execs Say
The acquisition by AmWINS Group Inc. late last month of Networked Insurance Agents will achieve a number of objectives for both the Charlotte, N.C.-based distributor of specialty insurance products and the California-based aggregator. Namely, the deal plays to each firm’s …

POSTED MAY 26, 2017 9:00 AM
Here’s What the House Has in Mind for Revamping Flood Insurance Program
A much-anticipated House subcommittee proposal on flood insurance promises to reauthorize the National Flood Insurance Program (NFIP) for five years beyond its September 30 expiration date. The proposal would introduce reforms to put the NFIP on stronger financial footing; provide aid …

POSTED MAY 26, 2017 5:00 AM
Report: Florida Resident Sparked Wildfire With Lawn Mower
A lawn mower is being blamed for sparking a wildfire that destroyed five structures in Florida. The Naples Daily News reports that the state’s Office of Agricultural Law Enforcement concluded its investigation into the fire that started April 20 in …

POSTED MAY 26, 2017 4:50 AM
Zenefits to Pay North Carolina $104K to Settle Licensing Violations
The North Carolina Department of Insurance has reached a settlement agreement with YourPeople, Inc., dba Zenefits FTW Insurance Services (Zenefits) resulting in a $104,500 penalty, according to a statement from Insurance Commissioner Mike Causey. Department of Insurance Agent Services Division …

POSTED MAY 26, 2017 4:43 AM
West Virginia Gov Orders State to Step-Up Cybersecurity Efforts
Gov. Jim Justice has directed the West Virginia Board of Risk and Insurance Management to take steps to protect personally identifiable information collected and kept by state agencies, including health information required by law to be kept private. In an …

POSTED MAY 26, 2017 4:28 AM
1 Dead After Florida Driver Crashes Into Gas Pump, Causing Fire
A fire at a gas station ignited by a car slamming into a pump has killed one person in Florida. Local news organizations report the fire erupted at a BP station in Dania Beach on Tuesday night after a driver …

POSTED MAY 26, 2017 4:00 AM

NOTICE: The links and articles found on or within this news center are simply for informational purposes that we believe may be of benefit to our clients and/or website visitors. By providing these links on our website, we are not recommending or endorsing the use of the particular products or services these third parties offer. Nor does Missouri Insurance Exchange confirm, corroborate or agree to the statistics or opinions on these links and articles. We urge you to review each website’s Privacy Policy, Disclaimers, and develop an independent opinion of the service or product for any link pursued.